Umbrella insurance is usually purchased and added on top of a boat, home or auto insurance policy. This type of insurance is specifically designed for costly liabilities or damages.
A boat, home or auto insurance policy often has a maximum limit. When this limit has been reached, your umbrella insurance will cover the excess of the claim or judgment. This ensures that you will not have to pay out-of-pocket costs related to the situation.
Our agents at S&W Insurance Agency are available to discuss umbrella insurance further with you. Kindly give us a call at 703-421-4111 for details.